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Ross Bradley
Ross Bradley

I help you travel by optimizing their credit cards / points. Get in touch to see how I can help you!

What a new card does to your credit score

Sep 14, 2026

•

3 min read

What a new card does to your credit score

A small, temporary dip is often the only real cost.

Ross Bradley
Ross Bradley
The five tools (technically, six) that help optimize your points

Sep 7, 2026

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3 min read

The five tools (technically, six) that help optimize your points

A little structure turns scattered points into realized trips.

Ross Bradley
Ross Bradley
Are your points just collecting dust?

Aug 30, 2026

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3 min read

Are your points just collecting dust?

Why letting points sit is its own kind of costly mistake

Ross Bradley
Ross Bradley

Points optimization

+3

The benefits you're paying for (and not using)

Aug 22, 2026

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3 min read

The benefits you're paying for (and not using)

$376 in credits vs. a $95 fee. Don't leave value on the table!

Ross Bradley
Ross Bradley

Points optimization

+3

The habit that cancels your points

Jul 15, 2026

•

2 min read

The habit that cancels your points

How a balance quietly erases the value you've been building

Ross Bradley
Ross Bradley

Points optimization

+3

Is your annual fee card actually paying for itself?

Jun 29, 2026

•

3 min read

Is your annual fee card actually paying for itself?

How to know in five minutes whether you're coming out ahead

Ross Bradley
Ross Bradley

Points optimization

+3

One card for everything? Here's what it might be costing you

Jun 19, 2026

•

3 min read

One card for everything? Here's what it might be costing you

How a simple two-card setup earns 38% more points on your existing spending

Ross Bradley
Ross Bradley
Your points might be worth double (seriously!)

May 5, 2026

•

3 min read

Your points might be worth double (seriously!)

The same 75,000 points can be worth $750 or over $3,000, depending on how you redeem them.

Ross Bradley
Ross Bradley
Why some points are worth more than others

Apr 21, 2026

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2 min read

Why some points are worth more than others

The type of points you earn matters as much as the size of the bonus.

Ross Bradley
Ross Bradley
The fastest way to fund your next trip

Apr 8, 2026

•

2 min read

The fastest way to fund your next trip

$150,000 in spend vs. one sign-up bonus, for the same 75,000 points.

Ross Bradley
Ross Bradley

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